01 / FINANCING NEED
Tell us what you need.
Start with your financing requirement. These details describe your request, not a loan offer.
- Amount and preferred tenure
- Purpose of the financing
- Referral code, if you have one
Your next step.
Made clearer.
Know what to prepare, what happens next, and who makes each decision along the application journey.
01
Tell us about your business
02
Share documents securely
03
Review available options
04
Continue with a lender
Terms and approval are decided by the lender.
Secure consentSecureconsent
Transparent stepsTransparentsteps
Lender-decided termsLender-decidedterms
Inside the application
Every stage, explained.
From your financing request to submission. These are the stages in the current application; lender review follows.
02 / CONTACT DETAILS
Introduce yourself.
Share the contact details needed for your application and the location of your business.
- Full name and mobile number
- Email address
- Business PIN code
03 / AADHAAR VERIFICATION
Complete the identity step.
Enter your Aadhaar details and follow the verification prompts in the application.
- Enter Aadhaar in the secure journey
- Read the verification consent
- Complete the checks shown to you
04 / PAN VERIFICATION
Add your PAN details.
Provide the PAN requested for your application and review the verification consent.
- Check the PAN before continuing
- Read the stated verification purpose
- Give the consent requested in this step
05 / GST STATUS
Share your GST status.
Tell us whether your business is GST registered, then follow the relevant path.
- If registered, provide your GSTIN
- Review the GST consent shown
- If not registered, use that option
06 / ITR UPLOAD
Provide your latest ITR.
Upload your latest filed Income Tax Return through the application.
- PDF format
- Maximum file size: 10 MB
- Confirm the document when prompted
07 / BANK STATEMENTS
Share bank information.
Use the statement-sharing flow shown in the application and review its consent.
- Have business account details ready
- Read what information is requested
- Complete the supported sharing flow
08 / REVIEW & SUBMIT
Check before you submit.
Review the information you have entered and read the final consents before submitting.
- Correct any details that need updating
- Review all final consent requests
- Submit when your application is ready
09 / SUBMISSION RESULT
Keep your reference.
Check the submission result and retain the application reference shown after success.
- Success: save the reference shown
- If unsuccessful, follow the next prompt
- Submission is not loan approval
After you submit
Lender review. Then your decision.
03 / Review available options
See what a lender offers.
After review, a lender may request more information or make an offer. An offer is not guaranteed.
- Check amount, rate and all charges
- Review tenure and repayment schedule
- Read conditions before you accept
04 / Continue with a lender
Take the next step, informed.
If you choose an available offer, complete the lender’s remaining requirements before any disbursal.
- Review and retain the final documents
- Meet the lender’s disbursal conditions
- Repay and get service under its terms
A little more
clarity.
A few things to know before you begin.
Keep your financing requirement, contact details, Aadhaar, PAN, GSTIN if registered, latest ITR PDF and business bank information handy. Follow the requests and consents shown in the application.
support@navdhan.app
Ready for your
next business move?
Start with one application. Take it one clear step at a time.