Terms of Use (മലയാളം)

മലയാളം

മലയാളം വിവർത്തനം ഉടൻ ലഭ്യമാകും. ഈ ഫയൽ മലയാളം പ്രാദേശീകരണത്തിനുള്ള ഒരു പ്ലെയ്‌സ്ഹോൾഡർ ആണ്.

Acceptance of terms

By accessing or using NavDhan, you agree to be bound by these terms and all applicable laws. If you do not agree, please do not use our services.

Eligibility

You must be at least 18 years old and a resident of India. You must be authorised to represent any business you apply for. Services are available only where permitted by law.

Role of NavDhan

NavDhan is a technology intermediary that connects MSME borrowers with RBI-registered lenders. We do not lend money ourselves, guarantee approvals, or control lender decisions.

User obligations

• Accurate informationProvide truthful and complete information in every application.
• Lawful useUse the platform only for lawful purposes.
• Account securityKeep your login credentials confidential.
• No misuseDo not attempt to disrupt, reverse-engineer, or scrape the platform.

Application accuracy

Providing false or misleading information may result in rejection, suspension, or legal action. Lenders rely on the accuracy of the data you provide.

Intellectual property

All content, trademarks, logos, and software on NavDhan are owned by Kubar Protocol Private Limited or its licensors. You may not copy, modify, or distribute them without written permission.

Disclaimers

• No financial adviceInformation on NavDhan is not financial, legal, or tax advice.
• No guarantee of offersDisplay of loan options is illustrative and subject to lender approval.
• Third-party servicesLinks to partner sites are governed by their own terms.

Indemnity

You agree to indemnify and hold harmless NavDhan and its affiliates from claims arising out of your use of the services, your content, or your violation of these terms.

Limitation of liability

• Direct damagesLiability is limited to fees actually paid to NavDhan, which are typically zero.
• Excluded damagesWe are not liable for indirect, incidental, or consequential damages.
• Statutory rightsNothing in these terms overrides your statutory consumer rights.

Governing law and jurisdiction

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Bengaluru, Karnataka.

Changes to terms

We may revise these Terms of Use at any time. Continued use after changes constitutes acceptance of the revised terms.

Contact us